Massachusetts Chapter 13 Attorneys
Financial problems are extremely common these days. If you are feeling overwhelmed by debt, you have the power to regain control of your financial life. Tanz and Powell helps people in financial distress find debt relief by filing Chapter 7 or Chapter 13 personal bankruptcy.
Chapter 7 Bankruptcy
Chapter 7 bankruptcy allows for discharging your unsecured debt soon after your hearing, creating a fresh financial start. You can eliminate your credit card debt, your medical bills, payday loans and certain personal loans. To execute this, a court-appointed trustee liquidates non-exempt assets by law, using the proceeds to pay your creditors. As your lawyers, Tanz and Powell will maximize your exemptions, helping you retain the maximum value of your possessions.
To qualify for liquidation bankruptcy, you must provide detail of your income and expenses, as well as pass the bankruptcy means test. Our Boston Chapter 7 bankruptcy lawyers will consult with you, free of charge, to determine whether or not you are eligible for this type of debt relief.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy is repayment plan in which your unsecured debt is rolled into one monthly payment that you make over a period of three to five years, based on your income. After the three to five year period, any remaining unsecured debt will be discharged. Chapter 13 dept relief is designed for people with a regular, steady income seeking protection of certain assets, such as a house or car.
Which Type of Bankruptcy Is Right for Me?
During a free consultation, our attorneys will:
- Evaluate your financial situation, including your income, expenses, assets and liabilities
- Advise you whether Chapter 7 or Chapter 13 bankruptcy is the right option for your needs
- Provide a step by step plan to guide you through the debt relief process
Not all debt can be discharged with bankruptcy. You may still owe taxes, student loans, spousal support, and child support payments. Generally speaking, elimination of other debts allow individuals to more comfortably pay other expenses.
Start Fresh Financially - Contact A Quincy MA Bankruptcy Lawyer
Email Us or call 617-934-6728 to arrange a free consultation. Our regular office hours are 9:00 a.m. to 5:00 p.m., Monday through Friday. However, evening and Saturday appointments are available upon request.
We have convenient office locations on Hancock st. in Quincy just off the T stop, as well as Worcester, MA.
Our fees are competitive. We accept credit cards.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
www.tandplaw.com
